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If you’re a business owner, don’t spend much on travel, and prefer cash back rewards, you should definitely consider the Ink Business Cash Credit Card from Chase. There are a lot of solid perks to this card, including no annual fee, 0% APR for the first 12 months (regular APR is 15.49% – 21.49% variable), and $500 cash back after spending $3,000 in the first three months. What’s more, this card is widely considered one of the best cash-back options for business owners. Let’s take a closer look at what makes this card a winner.

For starters, cardholders will earn a generous 5% back at office supply stores and internet, cable, and phone services for the first $25,000 in a calendar year. For gas stations and restaurants, users earn 2% back for the first $25,000. If you hit the threshold for both categories, you would gain $2,250 in your first calendar year (including the bonus cash back). For all other purchases, cardholders will earn the standard 1% back.

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